Anyone else bouncing between DoorDash, Instacart, and Uber Eats to hit around $200/day, then getting jammed by different payout schedules? I’ve been separating tax/expenses in a second checking account and using same-day cashouts when I have to, but those $1.99 fees stack up — how are you smoothing bills and setting aside quarterly taxes?
Those $1.99 fees add up, . I built a one-week float (~$300) so I only cash out on Fridays, send DD to DasherDirect and UE to the Uber Pro Card to dodge instant-cashout fees, then auto-move 30% of gross to a HYSA and pay quarterlies via Payments | Internal Revenue Service. @OP would a small float + weekly-only cashouts work with your $200/day target?
I started running all recurring bills and gas on a 2% cash‑back card and paying it every Friday from whatever cleared; the card becomes my 5–7 day float so I can skip most instant‑cashout fees. I also pay myself a fixed “weekly paycheck” from a small buffer and sweep about 28–30% to taxes — @christopher92’s EFTPS scheduling tip is clutch. Would a card‑as‑float setup work for you if you always pay it in full?